Specialty & Optional Coverages

Beyond the basics — protect the gear, events, and valuables that don’t fit neatly into standard policies. I’ll shop options and explain what’s worth adding (and what isn’t).

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Optional and specialty coverage

Popular Optional Coverages

Add to an existing policy or purchase stand‑alone depending on the carrier.

Home Warranty

Home Warranty

Helps with appliance, HVAC, plumbing, and electrical system breakdowns.

Vehicle Service Contract

Vehicle Service Contract (VSC) & Warranty

Covers costly mechanical failures beyond factory warranty; deductible & tier choices.

Drone Liability

Drone Liability

Recreational or commercial UAV liability options for damage or injury claims.

Parametric Weather & Event

Parametric Weather & Event

Fast payouts triggered by measured events (wind, hail, rainfall) or cancellations.

Jewelry and Scheduled Property

Jewelry & Scheduled Property

Rings, watches, instruments, collections — broader causes of loss and travel coverage.

Other or Unlisted

Other or Unlisted

Don’t see it here? Tell me what you need; I’ll find markets that fit the risk.

Request Info on a Specialty Coverage

Share the details and I’ll advise on the best program or carrier.